Businesses and Employees Affected by Coronavirus

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The City of Lancaster recognizes the impact COVID-19 will have on local businesses and our regional economy.  Here, we have compiled resources to assist you during closures mandated by Los Angeles County and ultimately for recovery.  Please check back often for updates as new resources become available.

City of Lancaster Business Toolkit

Special thanks to the City of Los Angeles for  the source material for this toolkit.

Business Loans & Financial Assistance

Stand Strong Business Recovery Loan Program

On March 24th, the Lancaster City Council directed the issuance of up to $2,000,000 in loan funds to aid small businesses in Lancaster through the Stand Strong Business Recovery Loan Program.  Qualifying businesses may apply for no- and low-interest loans of $5,000 - $20,000.

For more information and to apply, click here.

U.S. Small Business Administration (SBA) 

Paycheck Protection Program

The federal government's Coronavirus Aid, Relief, and Economic Security (CARES) Act includes an allocation of $350 billion to aid small businesses.  Known as the Paycheck Protection Program, this initiative will provide federally guaranteed loans to qualifying small businesses through the Small Business Administration, which can be forgiven if certain criteria are met.

Applications will be available as follows:

  • Friday, April 3: Small Businesses and Sole Proprietorships
  • Friday, April 10: Self-Employed and Independent Contractors

Businesses are encouraged to apply as soon as possible, as there is a funding cap. You can apply through any existing SBA 7(a) lender or through any federally insured depository institution, federally insured credit union, and Farm Credit System Institution that is participating. Contact your lender or banking institution to find out if they participate.

Economic Injury Disaster Loan & Loan Advance

The U.S. Small Business Administration (SBA) is offering low-interest federal disaster loans for working capital to California   small businesses suffering substantial economic injury as a result of the novel coronavirus (COVID-19).  The CARES Act provided for a $10,000 cash advance to be awarded within 3 days of a successful application, which does not have to be repaid.

State of California

Infrastructure and Economic Development Bank (IBank)

IBank offers loan programs for businesses affected by disasters in California. IBank, a unit within California Governor’s Office of Business and Economic Development (GO-Biz), offers the following loan programs for businesses from one to 750 employees (small businesses) through its Small Business Finance Center:

  • Disaster Relief Loan Guarantee Program: Loan guarantees up to 95% of the loan to help small business borrowers impacted by disasters who need term loans or lines of credit for working capital.
  • Jump Start Loan Program: Loans from $500 to $10,000 to low-wealth entrepreneurs in the declared disaster and emergency areas.

California Capital Access Program (CalCAP)

CalCAP encourages banks and other financial institutions to make loans to small businesses that have difficulty obtaining financing.  CalCAP is a form of loan portfolio insurance which may provide up to 100% coverage on certain loan defaults. Loan proceeds can be utilized for a variety of purposes, including inventory purchases and working capital. Click here for more information. 

Loans under this program are also eligible for a Severely Affected Community (SAC) Contribution.


Jewish Free Loan Association

The Jewish Free Loan Association offers no-fee, interest-free loans to a variety of borrowers in Los Angeles and Ventura Counties.  Loan recipients must have a guarantor.  For more information, visit

Employee Financial Assistance

Employer & Employee Resources 

Temporary Relief

A number of government entities and utilities have put policies in place to help mitigate the impact of COVID-19.  Click below to learn more.

Register Your Restaurant

The City of Lancaster will be promoting restaurants who are continuing to provide delivery and takeout services during COVID-19.  Sign up here!

Sign Up for Delivery Services

Get Help Navigating Available Resources

Are you lost among the resources available from different agencies?  Would you like assistance determining which programs are the best fit for your business?  The Small Business Development Center is actively operating and stands ready to help you with navigating disaster assistance resources and business sustainability.  Free, personalized assistance is being offered via phone and Zoom Video, and you can also participate in a wide range of webinars. Call (661) 362-5900 or visit to set up your appointment. 


Businesses within the City of Lancaster are subject to the requirements put in place by Los Angeles County and the State of California.  For more information on these requirements, mandated closures, and businesses identified as critical infrastructure that are not affected by the closures, please visit the following websites:

Bank Offerings

A number of banks are providing assistance to individuals and businesses facing hardship due to COVID-19:

Preparing Your Business for COVID-19